Q: What are the consequences if I fail to maintain my SR-22 for the required period?
In California, failing to maintain your SR-22 insurance for the required period can lead to serious consequences. The SR-22 form is a certificate of financial responsibility that verifies you carry the minimum required auto insurance. Typically, you must maintain this SR-22 status for a period of three years following certain violations, such as DUI arrests or driving without insurance.
If you let your SR-22 lapse or fail to renew it during the required period, your insurance company is obligated to inform the California Department of Motor Vehicles (DMV). Once the DMV is notified, they may suspend your driving privileges, and you will receive a notice indicating this action. Subsequently, to restore your driving privileges, you may have to pay additional fines, fees, and potentially go through the process of obtaining another SR-22.
Moreover, failing to maintain your SR-22 can also negatively impact your ability to obtain a driver’s license in the future or may lead to further legal penalties related to any additional violations. Therefore, it is crucial to stay compliant with the SR-22 requirements to avoid these adverse effects.