Q: What minimum liability coverage is required with an SR-22?
In California, if you are required to file an SR-22 form due to a driving offense, you must carry a minimum liability insurance coverage of $15,000 for bodily injury or death to one person, $30,000 for bodily injury or death to multiple people, and $5,000 for property damage. This requirement ensures that drivers who have previously been involved in serious violations can demonstrate financial responsibility.
The SR-22 is essentially a certificate from your insurance provider that verifies you have the necessary coverage. It is important to maintain this coverage for at least three years, as any lapse could lead to further penalties or the suspension of your driving privileges. Additionally, failure to comply with the SR-22 requirement can result in significant legal and financial repercussions.
You should consult with an insurance provider or a legal expert to ensure you fully understand your responsibilities and maintain adequate coverage that meets or exceeds the minimum requirements while operating a vehicle in California.