Q: What happens if I fail to maintain my SR-22 during the required period?
If you fail to maintain your SR-22 during the required period in California, the California Department of Motor Vehicles (DMV) will be notified by your insurance company. This notification triggers a suspension of your driving privileges. The SR-22 is a document proving that you have the minimum required liability insurance coverage, which is often mandated for drivers who have had certain violations, such as DUIs.
Once your SR-22 lapse is reported, the DMV will typically send you a notice explaining that your driving privileges are at risk of being suspended or revoked. Often, you will have a 30-day window in which to rectify the situation by either reinstating the SR-22 or providing proof of coverage from another insurer. If you do not take action during this period, your suspension will become effective, meaning you will no longer be legally allowed to drive.
Additionally, failing to maintain your SR-22 could lead to further complications, such as increased penalties and possible additional fines when you attempt to reinstate your driving privileges later. To avoid these consequences, it is crucial to ensure that your SR-22 remains active and that you maintain the required insurance coverage for the entire mandated period, which can typically range from three to five years depending on the circumstances surrounding your initial offense.