Q: How long will I likely need to carry high-risk insurance after a DUI?
After a DUI in California, individuals are typically required to carry high-risk insurance, often referred to as SR-22 insurance, for a minimum of three years. This is mandated by the California Department of Motor Vehicles (DMV), which requires drivers with a DUI conviction to provide proof of financial responsibility to reinstate their driving privileges. The SR-22 form is a certificate of insurance that shows the driver has met the state’s minimum liability insurance requirements.
It is important to note that while the minimum requirement is three years, some circumstances may extend this period. For example, if there are multiple DUI offenses, the time frame for carrying high-risk insurance may increase. Additionally, if you fail to maintain your SR-22 status, the state may revoke your driving privileges, potentially prolonging the period during which you must carry high-risk insurance.
Once the requirement period is completed, you can switch back to a standard insurance policy, but it’s advisable to check with your insurance provider and stay updated on your status with the DMV to ensure compliance with all legal obligations.