Q: How much does Insurance rates go up after DUI in California?
In California, a DUI conviction can significantly impact your car insurance rates. While the exact increase can vary based on numerous factors including the insurer, your driving history, and the severity of the DUI, it is generally reported that insurance premiums can rise by 50% to 100% after a DUI conviction. This means that if you were paying $1,000 annually for insurance, you could expect to pay between $1,500 and $2,000 per year post-conviction.
Moreover, some insurance companies may classify you as a high-risk driver after a DUI, potentially leading to higher premiums or even difficulty obtaining coverage. Additionally, insurers typically review driving records, and a DUI can remain on your record for up to ten years in California, thus affecting your rates for a prolonged period.
It is also worth noting that the adjustments in insurance rates are not immediate; they tend to reflect in the renewal period following the DUI. It is advisable to consult with your insurance provider regarding their specific policies and how a DUI may affect your premiums.