Q: What information will be included in my SR-22 filing?
An SR-22 filing is a document that proves you have the required liability insurance coverage in California. It is typically required for drivers who have had their licenses suspended, particularly due to certain violations, such as driving under the influence (DUI) or causing an accident without insurance. The SR-22 form must be filed by your insurance company with the California Department of Motor Vehicles (DMV).
The information included in your SR-22 filing generally contains your personal information, such as your name, address, and driver’s license number. It will also specify the details of your insurance policy, including the name of the insurance company, the policy number, and the effective dates of the policy. This form serves as proof that you are maintaining the minimum insurance coverage required by California law, which includes bodily injury and property damage liability coverage.
Once the SR-22 is filed, it typically remains on record for a period of three years. During this time, it’s crucial to maintain continuous insurance coverage; if the policy lapses, your insurance provider is obligated to notify the DMV, which could lead to further penalties, including the potential suspension of your driving privileges. Always verify that your insurance provider informs the DMV promptly about any changes to your SR-22 status to avoid complications.