Q: What is an SR-22, and why is it required after a DUI?
An SR-22 is a certificate of financial responsibility that is required by the California Department of Motor Vehicles (DMV) for certain drivers who have committed specific violations, including driving under the influence (DUI). This document is filed by an insurance company on behalf of the driver and serves as proof that the individual carries the minimum required liability insurance coverage. It is not an insurance policy itself but rather a form that demonstrates to the DMV that the driver is financially responsible.
After a DUI conviction, the DMV mandates the filing of an SR-22 to reinstate driving privileges. This requirement generally lasts for three years, during which the driver must maintain continuous insurance coverage. If the driver fails to keep the SR-22 policy active, the insurance company is required to notify the DMV, which can lead to license suspension again. The SR-22 helps ensure that individuals who have previously been convicted of DUI take responsibility for their actions by maintaining consistent insurance coverage.
If you have been convicted of a DUI and are required to file an SR-22, it is crucial to understand the importance of keeping your insurance policy active and in compliance with state laws. Failing to meet the SR-22 requirement can have significant legal and financial consequences, including extended periods without driving privileges.