Q: Will I be required to file an SR-22 form with my insurance company after a DUI?
Yes, after a DUI in California, you will typically be required to file an SR-22 form with your insurance company. The SR-22 is a certificate of financial responsibility that proves you have the minimum required insurance coverage. This requirement is often mandated by the Department of Motor Vehicles (DMV) following a DUI conviction or when your driving privileges are reinstated.
The SR-22 must be filed by your insurance company on your behalf, and it is an acknowledgment that you have the proper car insurance coverage in place. California law dictates that the SR-22 must be maintained for a minimum period, generally three years, depending on the circumstances of your conviction. If there is any lapse in your insurance coverage during this period, your insurance company is required to notify the DMV, which can lead to additional penalties or suspension of your driving privileges.
It’s also important to note that during this time, your insurance premiums may increase due to the DUI offense, as insurers consider drivers with DUIs to be higher risk. Therefore, it’s advisable to consult with your insurance provider to ensure that your SR-22 is appropriately filed and to discuss the implications for your coverage and premiums going forward.